Do you use the credit cards?

rare so > Yes

no. they are the pawn of all evil.

if you cant afford it, dont buy it

Well i can afford them haha costed only 12 Euro a year for the card. But well my bills are sometimes 200 Euro a month,, which is madness!

Yeah i do .. quite a lot sometimes

No, I only use debit card

I use my credit card and my debit card but the credit card generally gets paid in full at the end of the month

Mostly use the debit card for my purchases, I do use the credit card occasionally for dearer items though! As long as you are sensible with them, credit cards can be pretty handy!

only if i know that i can definitely afford to pay fopr the item back pretty quickly

I only use debit too. If i had a credit card i think it would be the end of me because i have a major lack of willpower.

yes

Who needs credit cards? there is paypal.

Switch / Maestro user here. Would not trust myself with a credit card and I hate bills piling up. Only pay for stuff if you can.

I use mine only when really needed, like recent trip to New York. They can be handy at times but i only ever spend what i know i can afford to pay back at the end of the month

don't want to have any....

i would buy way too much if i had one.


paypal is enough for the most essential stuff

don't have to come very much on ebay.... that would be the end of my bank account

yea both debit and credit cards. the "emergency" credit cards under dad's account come in pretty handy at times. haha!

Yehhhhh received an 216,34 Euro bill

Yip, usually for tickets to gigs and stuff, flights etc but the balance isn't too bad, well compared to some of my pals who have about £2500 on theirs. Try to keep it to a minimum

nope, credit is evil!

Yes... No prob at all...

noooo card for stevooooo....

don't need it...

the girls pay for me

Surely you aren't encouraging people to steal things are you?

Yes,

How else to pay for my legal digital downloads

No, I only use debit card

ive got a limit of £4000, atm i owe about £1200 should clear this up in 3-5months. I got a bit carried away on my last holiday. owch

credit cards are unavoidable, especially when shopping on the net.... we should be careful!